I'm feeling exited for the end of year and it's still November!
but what for? to spend loads of money on everything from food, drinks, presents, outings, clothes.... it can be a bit overwhelming. It's crazy how we get so caught up in it all.
Take the time to enjoy the company of friends and family without breaking the budget. Plan ahead
Be a smart shopper and only get quality items for gifts.
Most importantly, nothing compares to sharing your time with the people you care about. Even if its a quick chat to a neighbour or the local shop owner.
Be kind, Be friendly because that might just be enough to make someone's day amazing!